One of the aspects of judgment recovery that
makes it so appealing is that you don't need
to contact the judgment debtor to enforce
the judgment. Once you've located assets, in
most states you simply instruct the levying
officer to attach them. If all goes well,
you'll soon receive payment(s) to satisfy
Sometimes, though it does make sense to
communicate with the debtor. Here's why. At
my company one of our preferred judgment
recovery enforcement tools are wage
Once you've located your
debtor's place of employment you simply have
the levying officer serve the
debtor's employer with a writ of attachment.
for more information)
However, after the garnishment begins, the
debtor may want to satisfy the judgment.
Obviously no one likes having their wages
garnished. It's a huge embarrassment. Plus
it's additional work for the employer.
If the debtor wants to payoff the judgment
or make a settlement, in order to have you
release the garnishment it's a-okay to take
his offer as long he adheres to the
He must first agree to pay the
dollar amount you specify necessary
to release the garnishment.
The funds must be in the form of a
cashier's check only.
The funds must reach you by the date
The wage garnishment will not be
released until the funds have been
received in full.
You should send the debtor a contract with
these stipulations included. Once you
receive payment in full you should
immediately release the garnishment and file
a notice of satisfaction with the court.